Rates applied today
Cost in EUR per unit of foreign currency when paying or converting with Unicaja Banco, against the market reference.
| Operation | Currency | 1 × in EUR | vs reference | Status |
|---|---|---|---|---|
| Card | USD | 0.8927 | +3.95% | fresh |
| Card | GBP | 1.2124 | +3.95% | fresh |
| Card | JPY | 0.0056 | +3.93% | fresh |
| Transfer | USD | 0.8807 | +2.50% | fresh |
| Transfer | GBP | 1.1965 | +2.50% | fresh |
| Transfer | JPY | 0.0055 | +2.50% | fresh |
Published card fee
By published card fee, Unicaja Banco ranks #18 of 19 banks open to new customers that we track in Spain today.
N26 publishes the lowest card fee in Spain today: 0% (vs Unicaja Banco's 3.95%). See its page →
Where these numbers come from
Card: the ECB reference rate plus the bank's published margin. Transfers: read from the bank's own published exchange board.
Compare Unicaja Banco with every bank in the country on the daily Spain table, check what each card charges, or price what your money is worth abroad.
Frequently asked questions
What exchange rate does Unicaja Banco use?
Unicaja Banco prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.
What does Unicaja Banco charge for card payments abroad?
Unicaja Banco publishes a 3.95% foreign-transaction fee on card payments, verified 2026-06-26.
Is there a cheaper bank than Unicaja Banco in Spain?
Yes — as of today, N26 publishes the lowest card fee (0%) among banks open to new customers that we track in Spain.
Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.