Travel budget calculator

What will your money really be worth abroad?

Enter what you plan to spend in your trip's local currency. We convert it at your bank's actual card rate — read from the bank's own published data — and show what it really costs in your money, next to the mid-market reference and every other bank in your country.

Home country
Your bank
Trip currency
You'll spend there USD
Same trip with every bank, cheapest total first
BankOver mid-market You'd pay
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Totals are computed from each bank's card exchange rate for this currency — published by the bank or derived from the pricing the bank itself discloses — compared with the mid-market reference. Rates move; the rate applied on the day you actually pay can differ. Any flat per-transaction fee a bank may charge is not included. Banks with no published rate for a currency are listed separately — we never estimate a rate. Nothing here is financial advice. Bank sign-up links are clearly marked and never change the order of this table.

How this works

For every bank we track the exchange rate its card actually applies, read from the bank's own published rate boards and fee disclosures — the provenance is shown per bank above. The "over mid-market" figure compares that rate with the mid-market reference: the closest thing to the raw exchange rate, before any bank margin.

The same trip can cost visibly different amounts depending only on which card you pay with. This page shows that difference in your own currency, on your own budget — not as an abstract percentage.

Check your card's foreign-transaction fee →

Compare live exchange rates by country →

See what each bank charges, bank by bank →