Pick your bank and see the foreign-currency fee its card adds on every payment outside your currency — taken from the bank's own published pricing, not estimates.
Fees shown are each bank's own published foreign-transaction (currency conversion) charge for card payments, verified against the bank's public pricing document on the date shown. Some banks price conversion per transaction instead of publishing a fixed fee — those are marked "not published". The fee is charged on top of the card network's or the bank's exchange rate; the total cost of a payment can therefore differ. Nothing here is financial advice. Bank sign-up links are clearly marked and never change the order of this table.
Banks in most of the countries we track are required to disclose what they add on top of the exchange rate when you pay by card in another currency. We read those disclosures — price lists, fee documents, legal notices — and record the exact percentage, with the date we last confirmed it.
A 3% fee on a €1,000 trip costs €30 before the exchange rate is even applied. Several banks charge 0%. If yours is not one of them, the table above shows exactly which banks in your country are.