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What Banco Sabadell really charges to exchange money

Banco Sabadell's applied rates and published fees, verified against its own public sources and regenerated daily. Updated: 2026-08-28.

Rates applied today

Cost in EUR per unit of foreign currency when paying or converting with Banco Sabadell, against the market reference.

OperationCurrency1 × in EURvs referenceStatus
CardUSD0.8888+3.50%fresh
CardGBP1.2071+3.50%fresh
CardJPY0.0056+3.49%fresh
TransferUSD0.8845+3.00%fresh
TransferGBP1.2013+3.00%fresh
TransferJPY0.0055+2.99%fresh
CashUSD0.8945+3.52%fresh
CashGBP1.2152+3.52%fresh
CashJPY0.0058+5.58%fresh

Published card fee

3.50%
Foreign-transaction fee · visa card · verified 2026-06-26
Read from this bank's own published card-rate sheet — it is the rate the bank applies, not a calculation of ours. The bank's own charge is 3.5%.

By published card fee, Banco Sabadell ranks #16 of 19 banks open to new customers that we track in Spain today.

Today's cheapest alternative

N26 publishes the lowest card fee in Spain today: 0% (vs Banco Sabadell's 3.5%). See its page →

Where these numbers come from

Card: the ECB reference rate plus the bank's published margin. Transfers: the ECB reference rate plus the bank's published margin.

Compare Banco Sabadell with every bank in the country on the daily Spain table, check what each card charges, or price what your money is worth abroad.

Frequently asked questions

What exchange rate does Banco Sabadell use?

Banco Sabadell prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.

What does Banco Sabadell charge for card payments abroad?

Banco Sabadell publishes a 3.5% foreign-transaction fee on card payments, verified 2026-06-26.

Is there a cheaper bank than Banco Sabadell in Spain?

Yes — as of today, N26 publishes the lowest card fee (0%) among banks open to new customers that we track in Spain.

Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.