Applied rates
First National Bank (FNB) has no live verifiable rates in our sources right now; its published pricing is below.
Published card fee
By published card fee, First National Bank (FNB) ranks #9 of 12 banks open to new customers that we track in South Africa today.
Capitec Bank publishes the lowest card fee in South Africa today: 0% (vs First National Bank (FNB)'s 2.75%). See its page →
Where these numbers come from
Card: the ECB reference rate plus the bank's published margin. Transfers: no published data.
Compare First National Bank (FNB) with every bank in the country on the daily South Africa table, check what each card charges, or price what your money is worth abroad.
Frequently asked questions
What exchange rate does First National Bank (FNB) use?
First National Bank (FNB) prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.
What does First National Bank (FNB) charge for card payments abroad?
First National Bank (FNB) publishes a 2.75% foreign-transaction fee on card payments, verified 2026-07-23.
Is there a cheaper bank than First National Bank (FNB) in South Africa?
Yes — as of today, Capitec Bank publishes the lowest card fee (0%) among banks open to new customers that we track in South Africa.
Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.