Applied rates
Capitec Bank has no live verifiable rates in our sources right now; its published pricing is below.
Published card fee
By published card fee, Capitec Bank ranks #1 of 12 banks open to new customers that we track in South Africa today.
Where these numbers come from
Card: the ECB reference rate plus the bank's published margin. Transfers: no published data.
Compare Capitec Bank with every bank in the country on the daily South Africa table, check what each card charges, or price what your money is worth abroad.
Frequently asked questions
What exchange rate does Capitec Bank use?
Capitec Bank prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.
What does Capitec Bank charge for card payments abroad?
Capitec Bank publishes a 0% foreign-transaction fee on card payments, verified 2026-07-23.
Is there a cheaper bank than Capitec Bank in South Africa?
Yes — as of today, Capitec Bank publishes the lowest card fee (0%) among banks open to new customers that we track in South Africa.
Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.