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What Toyota Bank Polska really charges to exchange money

Toyota Bank Polska's applied rates and published fees, verified against its own public sources and regenerated daily. Updated: 2026-08-28.

Rates applied today

Cost in PLN per unit of foreign currency when paying or converting with Toyota Bank Polska, against the market reference.

OperationCurrency1 × in PLNvs referenceStatus
CardUSD3.8642+4.00%fresh
CardEUR4.4999+4.00%fresh
CardGBP5.2483+4.00%fresh

Published card fee

4.00%
Foreign-transaction fee · visa card · verified 2026-07-01
The ECB euro reference rate plus this bank's published card mark-up — the bank is legally required to express its charge that way, so this reproduces its own disclosure. The bank's own charge is 4%.

By published card fee, Toyota Bank Polska ranks #7 of 10 banks open to new customers that we track in Poland today.

Today's cheapest alternative

Bank Pocztowy publishes the lowest card fee in Poland today: 0% (vs Toyota Bank Polska's 4%). See its page →

Where these numbers come from

Card: the ECB reference rate plus the bank's published margin. Transfers: no published data.

Compare Toyota Bank Polska with every bank in the country on the daily Poland table, check what each card charges, or price what your money is worth abroad.

Frequently asked questions

What exchange rate does Toyota Bank Polska use?

Toyota Bank Polska prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.

What does Toyota Bank Polska charge for card payments abroad?

Toyota Bank Polska publishes a 4% foreign-transaction fee on card payments, verified 2026-07-01.

Is there a cheaper bank than Toyota Bank Polska in Poland?

Yes — as of today, Bank Pocztowy publishes the lowest card fee (0%) among banks open to new customers that we track in Poland.

Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.