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What Erste Bank Polska (formerly Santander Bank Polska) really charges to exchange money

Erste Bank Polska (formerly Santander Bank Polska)'s applied rates and published fees, verified against its own public sources and regenerated daily. Updated: 2026-08-28.

Rates applied today

Cost in PLN per unit of foreign currency when paying or converting with Erste Bank Polska (formerly Santander Bank Polska), against the market reference.

OperationCurrency1 × in PLNvs referenceStatus
TransferUSD3.8515+3.50%fresh
TransferEUR4.4859+3.50%fresh
TransferGBP5.2310+3.50%fresh

Published card fee

Not published
Foreign-transaction fee · from published sources
Read from this bank's own published card-rate sheet — it is the rate the bank applies, not a calculation of ours.
Today's cheapest alternative

Bank Pocztowy publishes the lowest card fee in Poland today: 0%. See its page →

Where these numbers come from

Card: read from the bank's own published exchange board. Transfers: read from the bank's own published exchange board.

Compare Erste Bank Polska (formerly Santander Bank Polska) with every bank in the country on the daily Poland table, check what each card charges, or price what your money is worth abroad.

Frequently asked questions

What exchange rate does Erste Bank Polska (formerly Santander Bank Polska) use?

Erste Bank Polska (formerly Santander Bank Polska) prices card payments via read from the bank's own published exchange board. Rates on this page are indicative, derived from published data, and regenerate daily.

What does Erste Bank Polska (formerly Santander Bank Polska) charge for card payments abroad?

Erste Bank Polska (formerly Santander Bank Polska) does not publish a fixed foreign-transaction fee; conversion is priced per transaction.

Is there a cheaper bank than Erste Bank Polska (formerly Santander Bank Polska) in Poland?

Yes — as of today, Bank Pocztowy publishes the lowest card fee (0%) among banks open to new customers that we track in Poland.

Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.