Banks › Canada

What TD Canada Trust really charges to exchange money

TD Canada Trust's applied rates and published fees, verified against its own public sources and regenerated daily. Updated: 2026-08-28.

Rates applied today

Cost in CAD per unit of foreign currency when paying or converting with TD Canada Trust, against the market reference.

OperationCurrency1 × in CADvs referenceStatus
TransferUSD1.4272+2.85%fresh
TransferEUR1.6587+3.03%fresh
TransferGBP1.9343+2.71%fresh

Published card fee

Not published
Foreign-transaction fee · from published sources
Read from this bank's own published card-rate sheet — it is the rate the bank applies, not a calculation of ours. The bank's own charge is 2.5%.
Today's cheapest alternative

EQ Bank publishes the lowest card fee in Canada today: 0%. See its page →

Where these numbers come from

Card: the ECB reference rate plus the bank's published margin. Transfers: no published pricing we can verify.

Compare TD Canada Trust with every bank in the country on the daily Canada table, check what each card charges, or price what your money is worth abroad.

Frequently asked questions

What exchange rate does TD Canada Trust use?

TD Canada Trust prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.

What does TD Canada Trust charge for card payments abroad?

TD Canada Trust does not publish a fixed foreign-transaction fee; conversion is priced per transaction.

Is there a cheaper bank than TD Canada Trust in Canada?

Yes — as of today, EQ Bank publishes the lowest card fee (0%) among banks open to new customers that we track in Canada.

Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.