Rates applied today
Cost in CAD per unit of foreign currency when paying or converting with Royal Bank of Canada, against the market reference.
| Operation | Currency | 1 × in CAD | vs reference | Status |
|---|---|---|---|---|
| Cash | USD | 1.0519 | +2.78% | fresh |
| Cash | EUR | 1.3751 | +4.09% | fresh |
| Cash | GBP | 1.5995 | +3.34% | fresh |
Published card fee
By published card fee, Royal Bank of Canada ranks #14 of 19 banks open to new customers that we track in Canada today.
EQ Bank publishes the lowest card fee in Canada today: 0% (vs Royal Bank of Canada's 2.5%). See its page →
Where these numbers come from
Card: the ECB reference rate plus the bank's published margin. Transfers: no published data.
Compare Royal Bank of Canada with every bank in the country on the daily Canada table, check what each card charges, or price what your money is worth abroad.
Frequently asked questions
What exchange rate does Royal Bank of Canada use?
Royal Bank of Canada prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.
What does Royal Bank of Canada charge for card payments abroad?
Royal Bank of Canada publishes a 2.5% foreign-transaction fee on card payments, verified 2026-06-25.
Is there a cheaper bank than Royal Bank of Canada in Canada?
Yes — as of today, EQ Bank publishes the lowest card fee (0%) among banks open to new customers that we track in Canada.
Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.