Banks › Canada

What Desjardins really charges to exchange money

Desjardins's applied rates and published fees, verified against its own public sources and regenerated daily. Updated: 2026-08-28.

Rates applied today

Cost in CAD per unit of foreign currency when paying or converting with Desjardins, against the market reference.

OperationCurrency1 × in CADvs referenceStatus
TransferUSD1.4198+2.50%fresh
TransferEUR1.6577+2.75%fresh
TransferGBP1.9338+2.75%fresh
CashUSD1.4227+2.70%fresh
CashEUR1.6946+5.03%fresh
CashGBP1.9537fresh

Published card fee

Not published
Foreign-transaction fee · from published sources
Read from this bank's own published card-rate sheet — it is the rate the bank applies, not a calculation of ours. The bank's own charge is 2.5%.
Today's cheapest alternative

EQ Bank publishes the lowest card fee in Canada today: 0%. See its page →

Where these numbers come from

Card: the ECB reference rate plus the bank's published margin. Transfers: no published pricing we can verify.

Compare Desjardins with every bank in the country on the daily Canada table, check what each card charges, or price what your money is worth abroad.

Frequently asked questions

What exchange rate does Desjardins use?

Desjardins prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.

What does Desjardins charge for card payments abroad?

Desjardins does not publish a fixed foreign-transaction fee; conversion is priced per transaction.

Is there a cheaper bank than Desjardins in Canada?

Yes — as of today, EQ Bank publishes the lowest card fee (0%) among banks open to new customers that we track in Canada.

Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.