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What ATB Financial really charges to exchange money

ATB Financial's applied rates and published fees, verified against its own public sources and regenerated daily. Updated: 2026-08-28.

Rates applied today

Cost in CAD per unit of foreign currency when paying or converting with ATB Financial, against the market reference.

OperationCurrency1 × in CADvs referenceStatus
TransferEUR1.6368fresh
TransferGBP1.9056fresh
CashUSD1.4159+2.19%fresh
CashEUR1.7121+5.81%fresh
CashGBP1.9872+5.33%fresh

Published card fee

2.90%
Foreign-transaction fee · mastercard card · verified 2026-06-30
Read from this bank's own published card-rate sheet — it is the rate the bank applies, not a calculation of ours. The bank's own charge is 2.9%.

By published card fee, ATB Financial ranks #18 of 19 banks open to new customers that we track in Canada today.

Today's cheapest alternative

EQ Bank publishes the lowest card fee in Canada today: 0% (vs ATB Financial's 2.9%). See its page →

Where these numbers come from

Card: the ECB reference rate plus the bank's published margin. Transfers: no published data.

Compare ATB Financial with every bank in the country on the daily Canada table, check what each card charges, or price what your money is worth abroad.

Frequently asked questions

What exchange rate does ATB Financial use?

ATB Financial prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.

What does ATB Financial charge for card payments abroad?

ATB Financial publishes a 2.9% foreign-transaction fee on card payments, verified 2026-06-30.

Is there a cheaper bank than ATB Financial in Canada?

Yes — as of today, EQ Bank publishes the lowest card fee (0%) among banks open to new customers that we track in Canada.

Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.