Applied rates
Wells Fargo has no live verifiable rates in our sources right now; its published pricing is below.
Published card fee
By published card fee, Wells Fargo ranks #18 of 18 banks open to new customers that we track in United States today.
Capital One publishes the lowest card fee in United States today: 0% (vs Wells Fargo's 3%). See its page →
Where these numbers come from
Card: the ECB reference rate plus the bank's published margin. Transfers: no published data.
Compare Wells Fargo with every bank in the country on the daily United States table, check what each card charges, or price what your money is worth abroad.
Frequently asked questions
What exchange rate does Wells Fargo use?
Wells Fargo prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.
What does Wells Fargo charge for card payments abroad?
Wells Fargo publishes a 3% foreign-transaction fee on card payments, verified 2026-06-25.
Is there a cheaper bank than Wells Fargo in United States?
Yes — as of today, Capital One publishes the lowest card fee (0%) among banks open to new customers that we track in United States.
Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.