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What Standard Chartered really charges to exchange money

Standard Chartered's applied rates and published fees, verified against its own public sources and regenerated daily. Updated: 2026-08-28.

Rates applied today

Cost in GBP per unit of foreign currency when paying or converting with Standard Chartered, against the market reference.

OperationCurrency1 × in GBPvs referenceStatus
CardUSD0.7565+2.75%fresh
CardEUR0.8810+2.75%fresh
CardJPY0.0047+2.75%fresh

Published card fee

2.75%
Foreign-transaction fee · visa card · verified 2026-06-25
The ECB euro reference rate plus this bank's published card mark-up — the bank is legally required to express its charge that way, so this reproduces its own disclosure. The bank's own charge is 2.75%.

By published card fee, Standard Chartered ranks #11 of 21 banks open to new customers that we track in United Kingdom today.

Today's cheapest alternative

Chase UK publishes the lowest card fee in United Kingdom today: 0% (vs Standard Chartered's 2.75%). See its page →

Where these numbers come from

Card: the ECB reference rate plus the bank's published margin. Transfers: no published pricing we can verify.

Compare Standard Chartered with every bank in the country on the daily United Kingdom table, check what each card charges, or price what your money is worth abroad.

Frequently asked questions

What exchange rate does Standard Chartered use?

Standard Chartered prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.

What does Standard Chartered charge for card payments abroad?

Standard Chartered publishes a 2.75% foreign-transaction fee on card payments, verified 2026-06-25.

Is there a cheaper bank than Standard Chartered in United Kingdom?

Yes — as of today, Chase UK publishes the lowest card fee (0%) among banks open to new customers that we track in United Kingdom.

Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.