Rates applied today
Cost in GBP per unit of foreign currency when paying or converting with Royal Bank of Scotland, against the market reference.
| Operation | Currency | 1 × in GBP | vs reference | Status |
|---|---|---|---|---|
| Card | USD | 0.7565 | +2.75% | fresh |
| Card | EUR | 0.8810 | +2.75% | fresh |
| Card | JPY | 0.0047 | +2.75% | fresh |
Published card fee
By published card fee, Royal Bank of Scotland ranks #10 of 21 banks open to new customers that we track in United Kingdom today.
Chase UK publishes the lowest card fee in United Kingdom today: 0% (vs Royal Bank of Scotland's 2.75%). See its page →
Where these numbers come from
Card: the ECB reference rate plus the bank's published margin. Transfers: no published data.
Compare Royal Bank of Scotland with every bank in the country on the daily United Kingdom table, check what each card charges, or price what your money is worth abroad.
Frequently asked questions
What exchange rate does Royal Bank of Scotland use?
Royal Bank of Scotland prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.
What does Royal Bank of Scotland charge for card payments abroad?
Royal Bank of Scotland publishes a 2.75% foreign-transaction fee on card payments, verified 2026-06-30.
Is there a cheaper bank than Royal Bank of Scotland in United Kingdom?
Yes — as of today, Chase UK publishes the lowest card fee (0%) among banks open to new customers that we track in United Kingdom.
Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.