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What Halkbank really charges to exchange money

Halkbank's applied rates and published fees, verified against its own public sources and regenerated daily. Updated: 2026-08-28.

Rates applied today

Cost in TRY per unit of foreign currency when paying or converting with Halkbank, against the market reference.

OperationCurrency1 × in TRYvs referenceStatus
TransferUSD48.7050+1.02%fresh
TransferEUR56.5148+1.02%fresh

Published card fee

2.00%
Foreign-transaction fee · mastercard card · verified 2026-07-23
Read from this bank's own published card-rate sheet — it is the rate the bank applies, not a calculation of ours. The bank's own charge is 2%.

By published card fee, Halkbank ranks #5 of 14 banks open to new customers that we track in Turkey today.

Today's cheapest alternative

Akbank publishes the lowest card fee in Turkey today: 2%. See its page →

Where these numbers come from

Card: the ECB reference rate plus the bank's published margin. Transfers: no published data.

Compare Halkbank with every bank in the country on the daily Turkey table, check what each card charges, or price what your money is worth abroad.

Frequently asked questions

What exchange rate does Halkbank use?

Halkbank prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.

What does Halkbank charge for card payments abroad?

Halkbank publishes a 2% foreign-transaction fee on card payments, verified 2026-07-23.

Is there a cheaper bank than Halkbank in Turkey?

Yes — as of today, Akbank publishes the lowest card fee (2%) among banks open to new customers that we track in Turkey.

Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.