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What SEB really charges to exchange money

SEB's applied rates and published fees, verified against its own public sources and regenerated daily. Updated: 2026-08-28.

Rates applied today

Cost in SEK per unit of foreign currency when paying or converting with SEB, against the market reference.

OperationCurrency1 × in SEKvs referenceStatus
CardUSD9.6749+1.65%fresh
CardEUR11.2664+1.65%fresh
CardGBP13.1402+1.65%fresh
ATMUSD9.6749+1.65%fresh
ATMEUR11.2664+1.65%fresh
ATMGBP13.1402+1.65%fresh

Published card fee

Not published
Foreign-transaction fee · from published sources
The ECB euro reference rate plus this bank's published card mark-up — the bank is legally required to express its charge that way, so this reproduces its own disclosure. The bank's own charge is 1.65%.
Today's cheapest alternative

Länsförsäkringar Bank publishes the lowest card fee in Sweden today: 1.5%. See its page →

Where these numbers come from

Card: the ECB reference rate plus the bank's published margin. Transfers: read from the bank's own published exchange board.

Compare SEB with every bank in the country on the daily Sweden table, check what each card charges, or price what your money is worth abroad.

Frequently asked questions

What exchange rate does SEB use?

SEB prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.

What does SEB charge for card payments abroad?

SEB does not publish a fixed foreign-transaction fee; conversion is priced per transaction.

Is there a cheaper bank than SEB in Sweden?

Yes — as of today, Länsförsäkringar Bank publishes the lowest card fee (1.5%) among banks open to new customers that we track in Sweden.

Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.