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What Oversea-Chinese Banking Corporation (OCBC) really charges to exchange money

Oversea-Chinese Banking Corporation (OCBC)'s applied rates and published fees, verified against its own public sources and regenerated daily. Updated: 2026-08-28.

Rates applied today

Cost in SGD per unit of foreign currency when paying or converting with Oversea-Chinese Banking Corporation (OCBC), against the market reference.

OperationCurrency1 × in SGDvs referenceStatus
TransferUSD1.2829+0.90%fresh
TransferEUR1.4971+1.24%fresh
TransferGBP1.7498+1.34%fresh

Published card fee

3.25%
Foreign-transaction fee · visa card · verified 2026-07-23
Read from this bank's own published card-rate sheet — it is the rate the bank applies, not a calculation of ours. The bank's own charge is 3.25%.

By published card fee, Oversea-Chinese Banking Corporation (OCBC) ranks #10 of 13 banks open to new customers that we track in Singapore today.

Today's cheapest alternative

GXS Bank publishes the lowest card fee in Singapore today: 0% (vs Oversea-Chinese Banking Corporation (OCBC)'s 3.25%). See its page →

Where these numbers come from

Card: the ECB reference rate plus the bank's published margin. Transfers: no published data.

Compare Oversea-Chinese Banking Corporation (OCBC) with every bank in the country on the daily Singapore table, check what each card charges, or price what your money is worth abroad.

Frequently asked questions

What exchange rate does Oversea-Chinese Banking Corporation (OCBC) use?

Oversea-Chinese Banking Corporation (OCBC) prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.

What does Oversea-Chinese Banking Corporation (OCBC) charge for card payments abroad?

Oversea-Chinese Banking Corporation (OCBC) publishes a 3.25% foreign-transaction fee on card payments, verified 2026-07-23.

Is there a cheaper bank than Oversea-Chinese Banking Corporation (OCBC) in Singapore?

Yes — as of today, GXS Bank publishes the lowest card fee (0%) among banks open to new customers that we track in Singapore.

Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.