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What Garanti BBVA Romania really charges to exchange money

Garanti BBVA Romania's applied rates and published fees, verified against its own public sources and regenerated daily. Updated: 2026-08-28.

Rates applied today

Cost in RON per unit of foreign currency when paying or converting with Garanti BBVA Romania, against the market reference.

OperationCurrency1 × in RONvs referenceStatus
CardUSD4.5720+1.25%fresh
CardEUR5.3241+1.25%fresh
CardGBP6.2096+1.25%fresh

Published card fee

1.25%
Foreign-transaction fee · mastercard card · verified 2026-07-10
The ECB euro reference rate plus this bank's published card mark-up — the bank is legally required to express its charge that way, so this reproduces its own disclosure. The bank's own charge is 1.25%.

By published card fee, Garanti BBVA Romania ranks #3 of 5 banks open to new customers that we track in Romania today.

Today's cheapest alternative

Libra Internet Bank publishes the lowest card fee in Romania today: 0% (vs Garanti BBVA Romania's 1.25%). See its page →

Where these numbers come from

Card: the ECB reference rate plus the bank's published margin. Transfers: read from the bank's own published exchange board.

Compare Garanti BBVA Romania with every bank in the country on the daily Romania table, check what each card charges, or price what your money is worth abroad.

Frequently asked questions

What exchange rate does Garanti BBVA Romania use?

Garanti BBVA Romania prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.

What does Garanti BBVA Romania charge for card payments abroad?

Garanti BBVA Romania publishes a 1.25% foreign-transaction fee on card payments, verified 2026-07-10.

Is there a cheaper bank than Garanti BBVA Romania in Romania?

Yes — as of today, Libra Internet Bank publishes the lowest card fee (0%) among banks open to new customers that we track in Romania.

Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.