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What Banca Comerciala Romana (BCR) really charges to exchange money

Banca Comerciala Romana (BCR)'s applied rates and published fees, verified against its own public sources and regenerated daily. Updated: 2026-08-28.

Rates applied today

Cost in RON per unit of foreign currency when paying or converting with Banca Comerciala Romana (BCR), against the market reference.

OperationCurrency1 × in RONvs referenceStatus
CardUSD4.6285+2.50%fresh
CardEUR5.3899+2.50%fresh
CardGBP6.2863+2.50%fresh
TransferUSD4.6300+2.26%fresh
TransferEUR5.3440+1.63%fresh
TransferGBP6.2760+2.32%fresh

Published card fee

2.50%
Foreign-transaction fee · visa card · verified 2026-07-10
Read from this bank's own published card-rate sheet — it is the rate the bank applies, not a calculation of ours. The bank's own charge is 2.5%.

By published card fee, Banca Comerciala Romana (BCR) ranks #5 of 5 banks open to new customers that we track in Romania today.

Today's cheapest alternative

Libra Internet Bank publishes the lowest card fee in Romania today: 0% (vs Banca Comerciala Romana (BCR)'s 2.5%). See its page →

Where these numbers come from

Card: the ECB reference rate plus the bank's published margin. Transfers: read from the bank's own published exchange board.

Compare Banca Comerciala Romana (BCR) with every bank in the country on the daily Romania table, check what each card charges, or price what your money is worth abroad.

Frequently asked questions

What exchange rate does Banca Comerciala Romana (BCR) use?

Banca Comerciala Romana (BCR) prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.

What does Banca Comerciala Romana (BCR) charge for card payments abroad?

Banca Comerciala Romana (BCR) publishes a 2.5% foreign-transaction fee on card payments, verified 2026-07-10.

Is there a cheaper bank than Banca Comerciala Romana (BCR) in Romania?

Yes — as of today, Libra Internet Bank publishes the lowest card fee (0%) among banks open to new customers that we track in Romania.

Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.