Rates applied today
Cost in EUR per unit of foreign currency when paying or converting with Santander (Banco Santander Totta), against the market reference.
| Operation | Currency | 1 × in EUR | vs reference | Status |
|---|---|---|---|---|
| Card | USD | 0.8845 | +3.00% | fresh |
| Card | GBP | 1.2013 | +3.00% | fresh |
| Card | JPY | 0.0055 | +2.99% | fresh |
Published card fee
By published card fee, Santander (Banco Santander Totta) ranks #6 of 10 banks open to new customers that we track in Portugal today.
ABANCA (ex-EuroBic) publishes the lowest card fee in Portugal today: 2.7% (vs Santander (Banco Santander Totta)'s 3%). See its page →
Where these numbers come from
Card: the ECB reference rate plus the bank's published margin. Transfers: read from the bank's own published exchange board.
Compare Santander (Banco Santander Totta) with every bank in the country on the daily Portugal table, check what each card charges, or price what your money is worth abroad.
Frequently asked questions
What exchange rate does Santander (Banco Santander Totta) use?
Santander (Banco Santander Totta) prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.
What does Santander (Banco Santander Totta) charge for card payments abroad?
Santander (Banco Santander Totta) publishes a 3% foreign-transaction fee on card payments, verified 2026-06-26.
Is there a cheaper bank than Santander (Banco Santander Totta) in Portugal?
Yes — as of today, ABANCA (ex-EuroBic) publishes the lowest card fee (2.7%) among banks open to new customers that we track in Portugal.
Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.