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What Banco Santander (Santander Totta) really charges to exchange money

Banco Santander (Santander Totta)'s applied rates and published fees, verified against its own public sources and regenerated daily. Updated: 2026-08-28.

Rates applied today

Cost in EUR per unit of foreign currency when paying or converting with Banco Santander (Santander Totta), against the market reference.

OperationCurrency1 × in EURvs referenceStatus
CardUSD0.8587+0.00%fresh
CardGBP1.1663+0.00%fresh
CardJPY0.0054+0.00%fresh

Published card fee

Not published
Foreign-transaction fee · from published sources
Today's cheapest alternative

ABANCA (ex-EuroBic) publishes the lowest card fee in Portugal today: 2.7%. See its page →

Where these numbers come from

Card: no published pricing we can verify. Transfers: read from the bank's own published exchange board.

Compare Banco Santander (Santander Totta) with every bank in the country on the daily Portugal table, check what each card charges, or price what your money is worth abroad.

Frequently asked questions

What exchange rate does Banco Santander (Santander Totta) use?

Banco Santander (Santander Totta) prices card payments via no published pricing we can verify. Rates on this page are indicative, derived from published data, and regenerate daily.

What does Banco Santander (Santander Totta) charge for card payments abroad?

Banco Santander (Santander Totta) does not publish a fixed foreign-transaction fee; conversion is priced per transaction.

Is there a cheaper bank than Banco Santander (Santander Totta) in Portugal?

Yes — as of today, ABANCA (ex-EuroBic) publishes the lowest card fee (2.7%) among banks open to new customers that we track in Portugal.

Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.