Rates applied today
Cost in EUR per unit of foreign currency when paying or converting with Banco Montepio, against the market reference.
| Operation | Currency | 1 × in EUR | vs reference | Status |
|---|---|---|---|---|
| Card | USD | 0.8909 | +3.75% | fresh |
| Card | GBP | 1.2101 | +3.75% | fresh |
| Card | JPY | 0.0056 | +3.75% | fresh |
Published card fee
By published card fee, Banco Montepio ranks #7 of 10 banks open to new customers that we track in Portugal today.
ABANCA (ex-EuroBic) publishes the lowest card fee in Portugal today: 2.7% (vs Banco Montepio's 3.75%). See its page →
Where these numbers come from
Card: the ECB reference rate plus the bank's published margin. Transfers: read from the bank's own published exchange board.
Compare Banco Montepio with every bank in the country on the daily Portugal table, check what each card charges, or price what your money is worth abroad.
Frequently asked questions
What exchange rate does Banco Montepio use?
Banco Montepio prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.
What does Banco Montepio charge for card payments abroad?
Banco Montepio publishes a 3.75% foreign-transaction fee on card payments, verified 2026-06-26.
Is there a cheaper bank than Banco Montepio in Portugal?
Yes — as of today, ABANCA (ex-EuroBic) publishes the lowest card fee (2.7%) among banks open to new customers that we track in Portugal.
Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.