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What UnionBank of the Philippines really charges to exchange money

UnionBank of the Philippines's applied rates and published fees, verified against its own public sources and regenerated daily. Updated: 2026-08-28.

Applied rates

UnionBank of the Philippines has no live verifiable rates in our sources right now; its published pricing is below.

Published card fee

3.00%
Foreign-transaction fee · visa card · verified 2026-07-23
Banks here price cards at the Visa/Mastercard scheme rate. We do not publish a figure until the schemes issue us production credentials.

By published card fee, UnionBank of the Philippines ranks #11 of 12 banks open to new customers that we track in Philippines today.

Today's cheapest alternative

EastWest Bank publishes the lowest card fee in Philippines today: 1.7% (vs UnionBank of the Philippines's 3%). See its page →

Where these numbers come from

Card: the ECB reference rate plus the bank's published margin. Transfers: no published data.

Compare UnionBank of the Philippines with every bank in the country on the daily Philippines table, check what each card charges, or price what your money is worth abroad.

Frequently asked questions

What exchange rate does UnionBank of the Philippines use?

UnionBank of the Philippines prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.

What does UnionBank of the Philippines charge for card payments abroad?

UnionBank of the Philippines publishes a 3% foreign-transaction fee on card payments, verified 2026-07-23.

Is there a cheaper bank than UnionBank of the Philippines in Philippines?

Yes — as of today, EastWest Bank publishes the lowest card fee (1.7%) among banks open to new customers that we track in Philippines.

Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.