Applied rates
Unity (Unity Money) has no live verifiable rates in our sources right now; its published pricing is below.
Published card fee
By published card fee, Unity (Unity Money) ranks #11 of 12 banks open to new customers that we track in New Zealand today.
Rabobank New Zealand publishes the lowest card fee in New Zealand today: 1% (vs Unity (Unity Money)'s 2.25%). See its page →
Where these numbers come from
Card: the ECB reference rate plus the bank's published margin. Transfers: no published data.
Compare Unity (Unity Money) with every bank in the country on the daily New Zealand table, check what each card charges, or price what your money is worth abroad.
Frequently asked questions
What exchange rate does Unity (Unity Money) use?
Unity (Unity Money) prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.
What does Unity (Unity Money) charge for card payments abroad?
Unity (Unity Money) publishes a 2.25% foreign-transaction fee on card payments, verified 2026-07-23.
Is there a cheaper bank than Unity (Unity Money) in New Zealand?
Yes — as of today, Rabobank New Zealand publishes the lowest card fee (1%) among banks open to new customers that we track in New Zealand.
Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.