Applied rates
The Co-operative Bank has no live verifiable rates in our sources right now; its published pricing is below.
Published card fee
By published card fee, The Co-operative Bank ranks #12 of 12 banks open to new customers that we track in New Zealand today.
Rabobank New Zealand publishes the lowest card fee in New Zealand today: 1% (vs The Co-operative Bank's 2.5%). See its page →
Where these numbers come from
Card: the ECB reference rate plus the bank's published margin. Transfers: no published data.
Compare The Co-operative Bank with every bank in the country on the daily New Zealand table, check what each card charges, or price what your money is worth abroad.
Frequently asked questions
What exchange rate does The Co-operative Bank use?
The Co-operative Bank prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.
What does The Co-operative Bank charge for card payments abroad?
The Co-operative Bank publishes a 2.5% foreign-transaction fee on card payments, verified 2026-07-23.
Is there a cheaper bank than The Co-operative Bank in New Zealand?
Yes — as of today, Rabobank New Zealand publishes the lowest card fee (1%) among banks open to new customers that we track in New Zealand.
Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.