Rates applied today
Cost in EUR per unit of foreign currency when paying or converting with Novum Bank, against the market reference.
| Operation | Currency | 1 × in EUR | vs reference | Status |
|---|---|---|---|---|
| Card | USD | 0.8802 | +2.50% | fresh |
| Card | GBP | 1.1955 | +2.50% | fresh |
| Card | JPY | 0.0055 | +2.49% | fresh |
Published card fee
By published card fee, Novum Bank ranks #4 of 6 banks open to new customers that we track in Malta today.
Bank of Valletta publishes the lowest card fee in Malta today: 1.25% (vs Novum Bank's 2.5%). See its page →
Where these numbers come from
Card: the ECB reference rate plus the bank's published margin. Transfers: no published data.
Compare Novum Bank with every bank in the country on the daily Malta table, check what each card charges, or price what your money is worth abroad.
Frequently asked questions
What exchange rate does Novum Bank use?
Novum Bank prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.
What does Novum Bank charge for card payments abroad?
Novum Bank publishes a 2.5% foreign-transaction fee on card payments, verified 2026-07-01.
Is there a cheaper bank than Novum Bank in Malta?
Yes — as of today, Bank of Valletta publishes the lowest card fee (1.25%) among banks open to new customers that we track in Malta.
Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.