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What HSBC Bank Malta really charges to exchange money

HSBC Bank Malta's applied rates and published fees, verified against its own public sources and regenerated daily. Updated: 2026-08-28.

Rates applied today

Cost in EUR per unit of foreign currency when paying or converting with HSBC Bank Malta, against the market reference.

OperationCurrency1 × in EURvs referenceStatus
CardUSD0.8738+1.75%fresh
CardGBP1.1867+1.75%fresh
CardJPY0.0055+1.74%fresh
CashUSD0.8759+2.00%fresh
CashGBP1.1896+2.00%fresh
CashJPY0.0055+1.99%fresh
ATMUSD0.8971+1.75%stale
ATMGBP1.1806+1.75%stale
ATMJPY0.0055+1.74%stale

Published card fee

Not published
Foreign-transaction fee · from published sources
The ECB euro reference rate plus this bank's published card mark-up — the bank is legally required to express its charge that way, so this reproduces its own disclosure. The bank's own charge is 1.75%.
Today's cheapest alternative

Bank of Valletta publishes the lowest card fee in Malta today: 1.25%. See its page →

Where these numbers come from

Card: the ECB reference rate plus the bank's published margin. Transfers: read from the bank's own published exchange board.

Compare HSBC Bank Malta with every bank in the country on the daily Malta table, check what each card charges, or price what your money is worth abroad.

Frequently asked questions

What exchange rate does HSBC Bank Malta use?

HSBC Bank Malta prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.

What does HSBC Bank Malta charge for card payments abroad?

HSBC Bank Malta does not publish a fixed foreign-transaction fee; conversion is priced per transaction.

Is there a cheaper bank than HSBC Bank Malta in Malta?

Yes — as of today, Bank of Valletta publishes the lowest card fee (1.25%) among banks open to new customers that we track in Malta.

Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.