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What Blackcatcard Mastercard really charges to exchange money

Blackcatcard Mastercard's applied rates and published fees, verified against its own public sources and regenerated daily. Updated: 2026-08-28.

Rates applied today

Cost in EUR per unit of foreign currency when paying or converting with Blackcatcard Mastercard, against the market reference.

OperationCurrency1 × in EURvs referenceStatus
CardUSD0.8845+3.00%fresh
CardGBP1.2013+3.00%fresh
CardJPY0.0055+2.99%fresh

Published card fee

3.00%
Foreign-transaction fee · mastercard card · verified 2026-07-01
The ECB euro reference rate plus this bank's published card mark-up — the bank is legally required to express its charge that way, so this reproduces its own disclosure. The bank's own charge is 3%.

By published card fee, Blackcatcard Mastercard ranks #5 of 6 banks open to new customers that we track in Malta today.

Today's cheapest alternative

Bank of Valletta publishes the lowest card fee in Malta today: 1.25% (vs Blackcatcard Mastercard's 3%). See its page →

Where these numbers come from

Card: the ECB reference rate plus the bank's published margin. Transfers: read from the bank's own published exchange board.

Compare Blackcatcard Mastercard with every bank in the country on the daily Malta table, check what each card charges, or price what your money is worth abroad.

Frequently asked questions

What exchange rate does Blackcatcard Mastercard use?

Blackcatcard Mastercard prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.

What does Blackcatcard Mastercard charge for card payments abroad?

Blackcatcard Mastercard publishes a 3% foreign-transaction fee on card payments, verified 2026-07-01.

Is there a cheaper bank than Blackcatcard Mastercard in Malta?

Yes — as of today, Bank of Valletta publishes the lowest card fee (1.25%) among banks open to new customers that we track in Malta.

Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.