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What Swedbank really charges to exchange money

Swedbank's applied rates and published fees, verified against its own public sources and regenerated daily. Updated: 2026-08-28.

Rates applied today

Cost in EUR per unit of foreign currency when paying or converting with Swedbank, against the market reference.

OperationCurrency1 × in EURvs referenceStatus
CardUSD0.8798+2.45%fresh
CardGBP1.1949+2.45%fresh
CardJPY0.0055+2.45%fresh
TransferUSD0.8343-2.71%fresh
TransferGBP1.1312-3.20%stale
TransferJPY0.0052-2.71%fresh

Published card fee

2.45%
Foreign-transaction fee · mastercard card · verified 2026-06-26
Read from this bank's own published card-rate sheet — it is the rate the bank applies, not a calculation of ours. The bank's own charge is 2.45%.

By published card fee, Swedbank ranks #3 of 5 banks open to new customers that we track in Lithuania today.

Today's cheapest alternative

N26 publishes the lowest card fee in Lithuania today: 0% (vs Swedbank's 2.45%). See its page →

Where these numbers come from

Card: the ECB reference rate plus the bank's published margin. Transfers: read from the bank's own published exchange board.

Compare Swedbank with every bank in the country on the daily Lithuania table, check what each card charges, or price what your money is worth abroad.

Frequently asked questions

What exchange rate does Swedbank use?

Swedbank prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.

What does Swedbank charge for card payments abroad?

Swedbank publishes a 2.45% foreign-transaction fee on card payments, verified 2026-06-26.

Is there a cheaper bank than Swedbank in Lithuania?

Yes — as of today, N26 publishes the lowest card fee (0%) among banks open to new customers that we track in Lithuania.

Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.