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What Sony Bank really charges to exchange money

Sony Bank's applied rates and published fees, verified against its own public sources and regenerated daily. Updated: 2026-08-28.

Rates applied today

Cost in JPY per unit of foreign currency when paying or converting with Sony Bank, against the market reference.

OperationCurrency1 × in JPYvs referenceStatus
TransferUSD160.0200+0.09%fresh
TransferEUR185.6800+0.08%fresh
TransferGBP216.8700+0.21%fresh

Published card fee

Not published
Foreign-transaction fee · from published sources
Read from this bank's own published card-rate sheet — it is the rate the bank applies, not a calculation of ours. The bank's own charge is 1.79%.
Today's cheapest alternative

Japan Post Bank publishes the lowest card fee in Japan today: 4%. See its page →

Where these numbers come from

Card: the ECB reference rate plus the bank's published margin. Transfers: published margin of 0.1%.

Compare Sony Bank with every bank in the country on the daily Japan table, check what each card charges, or price what your money is worth abroad.

Frequently asked questions

What exchange rate does Sony Bank use?

Sony Bank prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.

What does Sony Bank charge for card payments abroad?

Sony Bank does not publish a fixed foreign-transaction fee; conversion is priced per transaction.

Is there a cheaper bank than Sony Bank in Japan?

Yes — as of today, Japan Post Bank publishes the lowest card fee (4%) among banks open to new customers that we track in Japan.

Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.