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What Poste Italiane (BancoPosta) really charges to exchange money

Poste Italiane (BancoPosta)'s applied rates and published fees, verified against its own public sources and regenerated daily. Updated: 2026-08-28.

Rates applied today

Cost in EUR per unit of foreign currency when paying or converting with Poste Italiane (BancoPosta), against the market reference.

OperationCurrency1 × in EURvs referenceStatus
CardUSD0.8699+1.30%fresh
CardGBP1.1815+1.30%fresh
CardJPY0.0055+1.30%fresh
TransferUSD0.8630+0.50%fresh
TransferGBP1.1721+0.50%fresh
TransferJPY0.0054+0.50%fresh
ATMUSD0.8682+1.10%fresh
ATMGBP1.1791+1.10%fresh
ATMJPY0.0054+1.10%fresh

Published card fee

1.30%
Foreign-transaction fee · mastercard card · verified 2026-06-25
The ECB euro reference rate plus this bank's published card mark-up — the bank is legally required to express its charge that way, so this reproduces its own disclosure. The bank's own charge is 1.3%.

By published card fee, Poste Italiane (BancoPosta) ranks #5 of 16 banks open to new customers that we track in Italy today.

Today's cheapest alternative

Banca Ifis publishes the lowest card fee in Italy today: 0% (vs Poste Italiane (BancoPosta)'s 1.3%). See its page →

Where these numbers come from

Card: the ECB reference rate plus the bank's published margin. Transfers: published margin of 0.5%.

Compare Poste Italiane (BancoPosta) with every bank in the country on the daily Italy table, check what each card charges, or price what your money is worth abroad.

Frequently asked questions

What exchange rate does Poste Italiane (BancoPosta) use?

Poste Italiane (BancoPosta) prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.

What does Poste Italiane (BancoPosta) charge for card payments abroad?

Poste Italiane (BancoPosta) publishes a 1.3% foreign-transaction fee on card payments, verified 2026-06-25.

Is there a cheaper bank than Poste Italiane (BancoPosta) in Italy?

Yes — as of today, Banca Ifis publishes the lowest card fee (0%) among banks open to new customers that we track in Italy.

Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.