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What Intesa Sanpaolo really charges to exchange money

Intesa Sanpaolo's applied rates and published fees, verified against its own public sources and regenerated daily. Updated: 2026-08-28.

Rates applied today

Cost in EUR per unit of foreign currency when paying or converting with Intesa Sanpaolo, against the market reference.

OperationCurrency1 × in EURvs referenceStatus
CardUSD0.8759+2.00%fresh
CardGBP1.1896+2.00%fresh
CardJPY0.0055+1.99%fresh
TransferUSD0.8656+0.80%fresh
TransferGBP1.1756+0.80%fresh
TransferJPY0.0054+0.80%fresh
ATMUSD0.8759+2.00%fresh
ATMGBP1.1896+2.00%fresh
ATMJPY0.0055+1.99%fresh

Published card fee

Not published
Foreign-transaction fee · from published sources
The ECB euro reference rate plus this bank's published card mark-up — the bank is legally required to express its charge that way, so this reproduces its own disclosure. The bank's own charge is 2%.
Today's cheapest alternative

Banca Ifis publishes the lowest card fee in Italy today: 0%. See its page →

Where these numbers come from

Card: the ECB reference rate plus the bank's published margin. Transfers: published margin of 0.8%.

Compare Intesa Sanpaolo with every bank in the country on the daily Italy table, check what each card charges, or price what your money is worth abroad.

Frequently asked questions

What exchange rate does Intesa Sanpaolo use?

Intesa Sanpaolo prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.

What does Intesa Sanpaolo charge for card payments abroad?

Intesa Sanpaolo does not publish a fixed foreign-transaction fee; conversion is priced per transaction.

Is there a cheaper bank than Intesa Sanpaolo in Italy?

Yes — as of today, Banca Ifis publishes the lowest card fee (0%) among banks open to new customers that we track in Italy.

Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.