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What Allied Irish Banks (AIB) really charges to exchange money

Allied Irish Banks (AIB)'s applied rates and published fees, verified against its own public sources and regenerated daily. Updated: 2026-08-28.

Rates applied today

Cost in EUR per unit of foreign currency when paying or converting with Allied Irish Banks (AIB), against the market reference.

OperationCurrency1 × in EURvs referenceStatus
CardUSD0.8738+1.75%fresh
CardGBP1.1936+2.34%fresh
CardJPY0.0055+1.74%fresh
ATMUSD0.8802+2.50%fresh
ATMGBP1.2025+3.10%fresh
ATMJPY0.0055+2.49%fresh

Published card fee

Not published
Foreign-transaction fee · from published sources
The ECB euro reference rate plus this bank's published card mark-up — the bank is legally required to express its charge that way, so this reproduces its own disclosure. The bank's own charge is 1.75%.
Today's cheapest alternative

Monzo publishes the lowest card fee in Ireland today: 0%. See its page →

Where these numbers come from

Card: the ECB reference rate plus the bank's published margin. Transfers: no published pricing we can verify.

Compare Allied Irish Banks (AIB) with every bank in the country on the daily Ireland table, check what each card charges, or price what your money is worth abroad.

Frequently asked questions

What exchange rate does Allied Irish Banks (AIB) use?

Allied Irish Banks (AIB) prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.

What does Allied Irish Banks (AIB) charge for card payments abroad?

Allied Irish Banks (AIB) does not publish a fixed foreign-transaction fee; conversion is priced per transaction.

Is there a cheaper bank than Allied Irish Banks (AIB) in Ireland?

Yes — as of today, Monzo publishes the lowest card fee (0%) among banks open to new customers that we track in Ireland.

Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.