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What Bank Tabungan Negara (BTN) really charges to exchange money

Bank Tabungan Negara (BTN)'s applied rates and published fees, verified against its own public sources and regenerated daily. Updated: 2026-08-28.

Applied rates

Bank Tabungan Negara (BTN) has no live verifiable rates in our sources right now; its published pricing is below.

Published card fee

2.50%
Foreign-transaction fee · visa card · verified 2026-07-23
Banks here price cards at the Visa/Mastercard scheme rate. We do not publish a figure until the schemes issue us production credentials.

By published card fee, Bank Tabungan Negara (BTN) ranks #8 of 14 banks open to new customers that we track in Indonesia today.

Today's cheapest alternative

Bank Mandiri publishes the lowest card fee in Indonesia today: 2% (vs Bank Tabungan Negara (BTN)'s 2.5%). See its page →

Where these numbers come from

Card: the ECB reference rate plus the bank's published margin. Transfers: no published data.

Compare Bank Tabungan Negara (BTN) with every bank in the country on the daily Indonesia table, check what each card charges, or price what your money is worth abroad.

Frequently asked questions

What exchange rate does Bank Tabungan Negara (BTN) use?

Bank Tabungan Negara (BTN) prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.

What does Bank Tabungan Negara (BTN) charge for card payments abroad?

Bank Tabungan Negara (BTN) publishes a 2.5% foreign-transaction fee on card payments, verified 2026-07-23.

Is there a cheaper bank than Bank Tabungan Negara (BTN) in Indonesia?

Yes — as of today, Bank Mandiri publishes the lowest card fee (2%) among banks open to new customers that we track in Indonesia.

Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.