Rates applied today
Cost in IDR per unit of foreign currency when paying or converting with Bank Negara Indonesia (BNI), against the market reference.
| Operation | Currency | 1 × in IDR | vs reference | Status |
|---|---|---|---|---|
| Card | USD | 17895.0000 | +0.25% | fresh |
| Card | EUR | 20732.0000 | +0.30% | fresh |
| Card | GBP | 24228.0000 | +0.30% | fresh |
Published card fee
By published card fee, Bank Negara Indonesia (BNI) ranks #5 of 14 banks open to new customers that we track in Indonesia today.
Bank Mandiri publishes the lowest card fee in Indonesia today: 2% (vs Bank Negara Indonesia (BNI)'s 2.5%). See its page →
Where these numbers come from
Card: the ECB reference rate plus the bank's published margin. Transfers: no published data.
Compare Bank Negara Indonesia (BNI) with every bank in the country on the daily Indonesia table, check what each card charges, or price what your money is worth abroad.
Frequently asked questions
What exchange rate does Bank Negara Indonesia (BNI) use?
Bank Negara Indonesia (BNI) prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.
What does Bank Negara Indonesia (BNI) charge for card payments abroad?
Bank Negara Indonesia (BNI) publishes a 2.5% foreign-transaction fee on card payments, verified 2026-07-23.
Is there a cheaper bank than Bank Negara Indonesia (BNI) in Indonesia?
Yes — as of today, Bank Mandiri publishes the lowest card fee (2%) among banks open to new customers that we track in Indonesia.
Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.