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What Bank Central Asia (BCA) really charges to exchange money

Bank Central Asia (BCA)'s applied rates and published fees, verified against its own public sources and regenerated daily. Updated: 2026-08-28.

Rates applied today

Cost in IDR per unit of foreign currency when paying or converting with Bank Central Asia (BCA), against the market reference.

OperationCurrency1 × in IDRvs referenceStatus
CardUSD17735.0000+0.25%fresh
CardEUR20700.7800+0.84%fresh
CardGBP24149.4900+0.81%fresh
TransferUSD17810.0000+0.79%fresh
TransferEUR20771.8000+0.93%fresh
TransferGBP24235.8500+0.97%fresh
CashUSD17810.0000+0.79%fresh
CashEUR20773.0000+0.91%fresh
CashGBP24228.0000+0.90%fresh

Published card fee

2.50%
Foreign-transaction fee · mastercard card · verified 2026-07-23
Read from this bank's own published card-rate sheet — it is the rate the bank applies, not a calculation of ours. The bank's own charge is 2.5%.

By published card fee, Bank Central Asia (BCA) ranks #2 of 14 banks open to new customers that we track in Indonesia today.

Today's cheapest alternative

Bank Mandiri publishes the lowest card fee in Indonesia today: 2% (vs Bank Central Asia (BCA)'s 2.5%). See its page →

Where these numbers come from

Card: the ECB reference rate plus the bank's published margin. Transfers: no published data.

Compare Bank Central Asia (BCA) with every bank in the country on the daily Indonesia table, check what each card charges, or price what your money is worth abroad.

Frequently asked questions

What exchange rate does Bank Central Asia (BCA) use?

Bank Central Asia (BCA) prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.

What does Bank Central Asia (BCA) charge for card payments abroad?

Bank Central Asia (BCA) publishes a 2.5% foreign-transaction fee on card payments, verified 2026-07-23.

Is there a cheaper bank than Bank Central Asia (BCA) in Indonesia?

Yes — as of today, Bank Mandiri publishes the lowest card fee (2%) among banks open to new customers that we track in Indonesia.

Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.