Rates applied today
Cost in INR per unit of foreign currency when paying or converting with State Bank of India, against the market reference.
| Operation | Currency | 1 × in INR | vs reference | Status |
|---|---|---|---|---|
| Card | USD | 96.7200 | +0.57% | stale |
| Card | EUR | 111.0400 | +1.36% | stale |
| Card | GBP | 130.0900 | +1.25% | stale |
| Transfer | USD | 96.5500 | +0.44% | stale |
| Transfer | EUR | 110.8500 | +1.21% | stale |
| Transfer | GBP | 129.8600 | +1.11% | stale |
| Cash | USD | 97.1000 | +1.36% | stale |
| Cash | EUR | 111.4500 | +2.22% | stale |
| Cash | GBP | 131.1500 | +2.36% | stale |
Published card fee
IDFC FIRST Bank publishes the lowest card fee in India today: 3.5%. See its page →
Where these numbers come from
Card: the ECB reference rate plus the bank's published margin. Transfers: no published pricing we can verify.
Compare State Bank of India with every bank in the country on the daily India table, check what each card charges, or price what your money is worth abroad.
Frequently asked questions
What exchange rate does State Bank of India use?
State Bank of India prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.
What does State Bank of India charge for card payments abroad?
State Bank of India does not publish a fixed foreign-transaction fee; conversion is priced per transaction.
Is there a cheaper bank than State Bank of India in India?
Yes — as of today, IDFC FIRST Bank publishes the lowest card fee (3.5%) among banks open to new customers that we track in India.
Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.