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What Kotak Mahindra Bank really charges to exchange money

Kotak Mahindra Bank's applied rates and published fees, verified against its own public sources and regenerated daily. Updated: 2026-08-28.

Applied rates

Kotak Mahindra Bank has no live verifiable rates in our sources right now; its published pricing is below.

Published card fee

Not published
Foreign-transaction fee · from published sources
Read from this bank's own published card-rate sheet — it is the rate the bank applies, not a calculation of ours. The bank's own charge is 3.5%.
Today's cheapest alternative

IDFC FIRST Bank publishes the lowest card fee in India today: 3.5%. See its page →

Where these numbers come from

Card: the ECB reference rate plus the bank's published margin. Transfers: no published pricing we can verify.

Compare Kotak Mahindra Bank with every bank in the country on the daily India table, check what each card charges, or price what your money is worth abroad.

Frequently asked questions

What exchange rate does Kotak Mahindra Bank use?

Kotak Mahindra Bank prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.

What does Kotak Mahindra Bank charge for card payments abroad?

Kotak Mahindra Bank does not publish a fixed foreign-transaction fee; conversion is priced per transaction.

Is there a cheaper bank than Kotak Mahindra Bank in India?

Yes — as of today, IDFC FIRST Bank publishes the lowest card fee (3.5%) among banks open to new customers that we track in India.

Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.