Rates applied today
Cost in ISK per unit of foreign currency when paying or converting with Smári sparisjóður, against the market reference.
| Operation | Currency | 1 × in ISK | vs reference | Status |
|---|---|---|---|---|
| Card | USD | 123.8824 | +2.75% | fresh |
| Card | EUR | 144.2610 | +2.75% | fresh |
| Card | GBP | 168.2540 | +2.75% | fresh |
| Transfer | USD | 121.4200 | +0.35% | fresh |
| Transfer | EUR | 141.3800 | +0.35% | fresh |
| Transfer | GBP | 164.9200 | +0.35% | fresh |
Published card fee
By published card fee, Smári sparisjóður ranks #8 of 8 banks open to new customers that we track in Iceland today.
Indo publishes the lowest card fee in Iceland today: 0.7% (vs Smári sparisjóður's 2.75%). See its page →
Where these numbers come from
Card: the ECB reference rate plus the bank's published margin. Transfers: no published data.
Compare Smári sparisjóður with every bank in the country on the daily Iceland table, check what each card charges, or price what your money is worth abroad.
Frequently asked questions
What exchange rate does Smári sparisjóður use?
Smári sparisjóður prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.
What does Smári sparisjóður charge for card payments abroad?
Smári sparisjóður publishes a 2.75% foreign-transaction fee on card payments, verified 2026-07-23.
Is there a cheaper bank than Smári sparisjóður in Iceland?
Yes — as of today, Indo publishes the lowest card fee (0.7%) among banks open to new customers that we track in Iceland.
Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.