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What HSBC (The Hongkong and Shanghai Banking Corporation) really charges to exchange money

HSBC (The Hongkong and Shanghai Banking Corporation)'s applied rates and published fees, verified against its own public sources and regenerated daily. Updated: 2026-08-28.

Applied rates

HSBC (The Hongkong and Shanghai Banking Corporation) has no live verifiable rates in our sources right now; its published pricing is below.

Published card fee

1.95%
Foreign-transaction fee · visa card · verified 2026-07-23
We have not established what banks in this country price cards against, so we publish nothing.

By published card fee, HSBC (The Hongkong and Shanghai Banking Corporation) ranks #10 of 15 banks open to new customers that we track in Hong Kong today.

Today's cheapest alternative

CMB Wing Lung Bank publishes the lowest card fee in Hong Kong today: 1.75% (vs HSBC (The Hongkong and Shanghai Banking Corporation)'s 1.95%). See its page →

Where these numbers come from

Card: the ECB reference rate plus the bank's published margin. Transfers: no published data.

Compare HSBC (The Hongkong and Shanghai Banking Corporation) with every bank in the country on the daily Hong Kong table, check what each card charges, or price what your money is worth abroad.

Frequently asked questions

What exchange rate does HSBC (The Hongkong and Shanghai Banking Corporation) use?

HSBC (The Hongkong and Shanghai Banking Corporation) prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.

What does HSBC (The Hongkong and Shanghai Banking Corporation) charge for card payments abroad?

HSBC (The Hongkong and Shanghai Banking Corporation) publishes a 1.95% foreign-transaction fee on card payments, verified 2026-07-23.

Is there a cheaper bank than HSBC (The Hongkong and Shanghai Banking Corporation) in Hong Kong?

Yes — as of today, CMB Wing Lung Bank publishes the lowest card fee (1.75%) among banks open to new customers that we track in Hong Kong.

Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.