Rates applied today
Cost in HKD per unit of foreign currency when paying or converting with Hang Seng Bank, against the market reference.
| Operation | Currency | 1 × in HKD | vs reference | Status |
|---|---|---|---|---|
| Transfer | USD | 7.8670 | +0.32% | fresh |
| Transfer | EUR | 9.1610 | +0.69% | fresh |
| Transfer | GBP | 10.6850 | +0.66% | fresh |
| Cash | USD | 7.8890 | +0.79% | fresh |
| Cash | EUR | 9.2010 | +1.27% | fresh |
| Cash | GBP | 10.8130 | +1.87% | fresh |
Published card fee
By published card fee, Hang Seng Bank ranks #9 of 15 banks open to new customers that we track in Hong Kong today.
CMB Wing Lung Bank publishes the lowest card fee in Hong Kong today: 1.75% (vs Hang Seng Bank's 1.95%). See its page →
Where these numbers come from
Card: the ECB reference rate plus the bank's published margin. Transfers: no published data.
Compare Hang Seng Bank with every bank in the country on the daily Hong Kong table, check what each card charges, or price what your money is worth abroad.
Frequently asked questions
What exchange rate does Hang Seng Bank use?
Hang Seng Bank prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.
What does Hang Seng Bank charge for card payments abroad?
Hang Seng Bank publishes a 1.95% foreign-transaction fee on card payments, verified 2026-07-23.
Is there a cheaper bank than Hang Seng Bank in Hong Kong?
Yes — as of today, CMB Wing Lung Bank publishes the lowest card fee (1.75%) among banks open to new customers that we track in Hong Kong.
Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.