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What Wise really charges to exchange money

Wise's applied rates and published fees, verified against its own public sources and regenerated daily. Updated: 2026-08-28.

Rates applied today

Cost in EUR per unit of foreign currency when paying or converting with Wise, against the market reference.

OperationCurrency1 × in EURvs referenceStatus
CardUSD0.8629+0.48%fresh
CardGBP1.1719+0.48%fresh
CardJPY0.0054+0.48%fresh

Published card fee

0.48%
Foreign-transaction fee · visa card · verified 2026-07-01
The ECB euro reference rate plus this bank's published card mark-up — the bank is legally required to express its charge that way, so this reproduces its own disclosure. The bank's own charge is 0.48%.

By published card fee, Wise ranks #3 of 6 banks open to new customers that we track in Greece today.

Today's cheapest alternative

N26 publishes the lowest card fee in Greece today: 0% (vs Wise's 0.48%). See its page →

Where these numbers come from

Card: the ECB reference rate plus the bank's published margin. Transfers: read from the bank's own published exchange board.

Compare Wise with every bank in the country on the daily Greece table, check what each card charges, or price what your money is worth abroad.

Frequently asked questions

What exchange rate does Wise use?

Wise prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.

What does Wise charge for card payments abroad?

Wise publishes a 0.48% foreign-transaction fee on card payments, verified 2026-07-01.

Is there a cheaper bank than Wise in Greece?

Yes — as of today, N26 publishes the lowest card fee (0%) among banks open to new customers that we track in Greece.

Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.