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What DZ Bank really charges to exchange money

DZ Bank's applied rates and published fees, verified against its own public sources and regenerated daily. Updated: 2026-08-28.

Rates applied today

Cost in EUR per unit of foreign currency when paying or converting with DZ Bank, against the market reference.

OperationCurrency1 × in EURvs referenceStatus
TransferUSD0.8610+0.30%fresh
TransferGBP1.1696+0.23%fresh
TransferJPY0.0054+0.16%fresh

Published card fee

Not published
Foreign-transaction fee · from published sources
Today's cheapest alternative

C24 Bank publishes the lowest card fee in Germany today: 0%. See its page →

Where these numbers come from

Card: no published pricing we can verify. Transfers: the ECB reference rate plus the bank's published margin.

Compare DZ Bank with every bank in the country on the daily Germany table, check what each card charges, or price what your money is worth abroad.

Frequently asked questions

What exchange rate does DZ Bank use?

DZ Bank prices card payments via no published pricing we can verify. Rates on this page are indicative, derived from published data, and regenerate daily.

What does DZ Bank charge for card payments abroad?

DZ Bank does not publish a fixed foreign-transaction fee; conversion is priced per transaction.

Is there a cheaper bank than DZ Bank in Germany?

Yes — as of today, C24 Bank publishes the lowest card fee (0%) among banks open to new customers that we track in Germany.

Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.