Rates applied today
Cost in EUR per unit of foreign currency when paying or converting with LCL, against the market reference.
| Operation | Currency | 1 × in EUR | vs reference | Status |
|---|---|---|---|---|
| Card | USD | 0.8849 | +3.05% | fresh |
| Card | GBP | 1.2019 | +3.05% | fresh |
| Card | JPY | 0.0056 | +3.04% | fresh |
Published card fee
By published card fee, LCL ranks #14 of 14 banks open to new customers that we track in France today.
Boursorama Banque publishes the lowest card fee in France today: 0% (vs LCL's 3.05%). See its page →
Where these numbers come from
Card: the ECB reference rate plus the bank's published margin. Transfers: published margin of 0.05%.
Compare LCL with every bank in the country on the daily France table, check what each card charges, or price what your money is worth abroad.
Frequently asked questions
What exchange rate does LCL use?
LCL prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.
What does LCL charge for card payments abroad?
LCL publishes a 3.05% foreign-transaction fee on card payments, verified 2026-06-25.
Is there a cheaper bank than LCL in France?
Yes — as of today, Boursorama Banque publishes the lowest card fee (0%) among banks open to new customers that we track in France.
Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.