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What Sparekassen Thy really charges to exchange money

Sparekassen Thy's applied rates and published fees, verified against its own public sources and regenerated daily. Updated: 2026-08-28.

Rates applied today

Cost in DKK per unit of foreign currency when paying or converting with Sparekassen Thy, against the market reference.

OperationCurrency1 × in DKKvs referenceStatus
CardUSD6.4830+1.00%fresh
CardEUR7.5494+1.00%fresh
CardGBP8.8050+1.00%fresh

Published card fee

1.00%
Foreign-transaction fee · visa card · verified 2026-07-01
The ECB euro reference rate plus this bank's published card mark-up — the bank is legally required to express its charge that way, so this reproduces its own disclosure. The bank's own charge is 1%.

By published card fee, Sparekassen Thy ranks #5 of 7 banks open to new customers that we track in Denmark today.

Today's cheapest alternative

Andelskassen (Danske Andelskassers Bank) publishes the lowest card fee in Denmark today: 1%. See its page →

Where these numbers come from

Card: the ECB reference rate plus the bank's published margin. Transfers: no published data.

Compare Sparekassen Thy with every bank in the country on the daily Denmark table, check what each card charges, or price what your money is worth abroad.

Frequently asked questions

What exchange rate does Sparekassen Thy use?

Sparekassen Thy prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.

What does Sparekassen Thy charge for card payments abroad?

Sparekassen Thy publishes a 1% foreign-transaction fee on card payments, verified 2026-07-01.

Is there a cheaper bank than Sparekassen Thy in Denmark?

Yes — as of today, Andelskassen (Danske Andelskassers Bank) publishes the lowest card fee (1%) among banks open to new customers that we track in Denmark.

Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.