Rates applied today
Cost in CZK per unit of foreign currency when paying or converting with Česká spořitelna, against the market reference.
| Operation | Currency | 1 × in CZK | vs reference | Status |
|---|---|---|---|---|
| Card | USD | 21.3240 | +2.87% | fresh |
| Card | EUR | 24.8318 | +2.87% | fresh |
| Card | GBP | 28.9617 | +2.87% | fresh |
| ATM | USD | 21.5313 | +3.87% | fresh |
| ATM | EUR | 25.0732 | +3.87% | fresh |
| ATM | GBP | 29.2433 | +3.87% | fresh |
Published card fee
N26 publishes the lowest card fee in Czechia today: 0%. See its page →
Where these numbers come from
Card: the ECB reference rate plus the bank's published margin. Transfers: read from the bank's own published exchange board.
Compare Česká spořitelna with every bank in the country on the daily Czechia table, check what each card charges, or price what your money is worth abroad.
Frequently asked questions
What exchange rate does Česká spořitelna use?
Česká spořitelna prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.
What does Česká spořitelna charge for card payments abroad?
Česká spořitelna does not publish a fixed foreign-transaction fee; conversion is priced per transaction.
Is there a cheaper bank than Česká spořitelna in Czechia?
Yes — as of today, N26 publishes the lowest card fee (0%) among banks open to new customers that we track in Czechia.
Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.