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What Air Bank really charges to exchange money

Air Bank's applied rates and published fees, verified against its own public sources and regenerated daily. Updated: 2026-08-28.

Rates applied today

Cost in CZK per unit of foreign currency when paying or converting with Air Bank, against the market reference.

OperationCurrency1 × in CZKvs referenceStatus
CardUSD20.7291+0.00%fresh
CardEUR24.1390+0.00%fresh
CardGBP28.1537+0.00%fresh

Published card fee

Not published
Foreign-transaction fee · from published sources
The ECB euro reference rate plus this bank's published card mark-up — the bank is legally required to express its charge that way, so this reproduces its own disclosure. The bank's own charge is 0%.
Today's cheapest alternative

N26 publishes the lowest card fee in Czechia today: 0%. See its page →

Where these numbers come from

Card: the ECB reference rate plus the bank's published margin. Transfers: read from the bank's own published exchange board.

Compare Air Bank with every bank in the country on the daily Czechia table, check what each card charges, or price what your money is worth abroad.

Frequently asked questions

What exchange rate does Air Bank use?

Air Bank prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.

What does Air Bank charge for card payments abroad?

Air Bank does not publish a fixed foreign-transaction fee; conversion is priced per transaction.

Is there a cheaper bank than Air Bank in Czechia?

Yes — as of today, N26 publishes the lowest card fee (0%) among banks open to new customers that we track in Czechia.

Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.