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What China Merchants Bank really charges to exchange money

China Merchants Bank's applied rates and published fees, verified against its own public sources and regenerated daily. Updated: 2026-08-28.

Rates applied today

Cost in CNY per unit of foreign currency when paying or converting with China Merchants Bank, against the market reference.

OperationCurrency1 × in CNYvs referenceStatus
TransferUSD6.7424+0.22%fresh
TransferEUR7.8349+0.40%fresh
TransferGBP9.1422+0.40%fresh
CashUSD6.7424+0.22%fresh
CashEUR7.8349+0.40%fresh
CashGBP9.1422+0.40%fresh

Published card fee

Not published
Foreign-transaction fee · from published sources
Read from this bank's own published card-rate sheet — it is the rate the bank applies, not a calculation of ours. The bank's own charge is 1.5%.

Where these numbers come from

Card: the ECB reference rate plus the bank's published margin. Transfers: no published pricing we can verify.

Compare China Merchants Bank with every bank in the country on the daily China table, check what each card charges, or price what your money is worth abroad.

Frequently asked questions

What exchange rate does China Merchants Bank use?

China Merchants Bank prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.

What does China Merchants Bank charge for card payments abroad?

China Merchants Bank does not publish a fixed foreign-transaction fee; conversion is priced per transaction.

Is there a cheaper bank than China Merchants Bank in China?

Compare every bank in China on the MyRate FX live table.

Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.