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What United Bulgarian Bank (UBB) really charges to exchange money

United Bulgarian Bank (UBB)'s applied rates and published fees, verified against its own public sources and regenerated daily. Updated: 2026-08-28.

Rates applied today

Cost in EUR per unit of foreign currency when paying or converting with United Bulgarian Bank (UBB), against the market reference.

OperationCurrency1 × in EURvs referenceStatus
CardUSD0.8587+0.00%fresh
CardGBP1.1663+0.00%fresh
CardJPY0.0054+0.00%fresh

Published card fee

0.00%
Foreign-transaction fee · mastercard card · verified 2026-07-10
The ECB euro reference rate plus this bank's published card mark-up — the bank is legally required to express its charge that way, so this reproduces its own disclosure. The bank's own charge is 0%.

By published card fee, United Bulgarian Bank (UBB) ranks #9 of 11 banks open to new customers that we track in Bulgaria today.

Today's cheapest alternative

Allianz Bank Bulgaria publishes the lowest card fee in Bulgaria today: 0%. See its page →

Where these numbers come from

Card: the ECB reference rate plus the bank's published margin. Transfers: read from the bank's own published exchange board.

Compare United Bulgarian Bank (UBB) with every bank in the country on the daily Bulgaria table, check what each card charges, or price what your money is worth abroad.

Frequently asked questions

What exchange rate does United Bulgarian Bank (UBB) use?

United Bulgarian Bank (UBB) prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.

What does United Bulgarian Bank (UBB) charge for card payments abroad?

United Bulgarian Bank (UBB) publishes a 0% foreign-transaction fee on card payments, verified 2026-07-10.

Is there a cheaper bank than United Bulgarian Bank (UBB) in Bulgaria?

Yes — as of today, Allianz Bank Bulgaria publishes the lowest card fee (0%) among banks open to new customers that we track in Bulgaria.

Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.